Are there? Have people in any major city suffered a catastrophic climate event? The media always exaggerates. Many events are far away. I agree with you there will be a collapse, but in my experience, timing it is impossible. Might happen tomorrow, might happen in 20 years. People live day to day, if not minute to minute.
If you consider me someone who doesn't get it, then I need you to explain the timing of how this will all happen. Why so soon? What will happen when What trends will conclusively effect wealthy people? Etc.?